Loan Rates


Remember…you can get your loan rate discounted up to 1.00% through our member loyalty program! 

Rates subject to change based on credit history.
City Employees and Retirees receive a 0.50% discount when using direct deposit.

Effective Date 2/1/2019

Loan Type Rates As Low As
Automobile (New & Used)
Up To 60 Months (2009-2019) 3.75%
66 Mos. (2016-2019 - Min. $10K) 3.85%
72 Mos. (2017-2019 - Min. $10K) 4.25%
78 Mos. (New Only - Min. $15K) 4.75%
84 Mos. (New Only - Min. $15K) 5.25%
Boats / Jet Skis / Motorcycles / ATVs
48 Months 4.00%
60 Months 4.25%
72 Months, $15,000+ 4.75%
84 Months, $20,000+ 5.25%
120 Months, $25,000+ 5.50%
New Motor Homes / RVs
7 Years (84 Months) 4.50%
10 Years (120 Months), $20,000-29,999 5.50%
12 Years (144 Months), $30,000+ 6.50%
Used Motor Homes / RVs
6 Years (72 Months) 5.50%
10 Years (120 Months), $20,000-29,999 7.00%
12 Years (144 Months), $30,000+ 8.00%
Motorized Farm Equipment
48 Months 6.00%
60 Months, $15,000+ 7.00%
Signature / MasterCard
Signature 9.45%
2nd Chance Loans N/A N/A 14.00% 17.00% 18.50% 18.50%
MasterCard 9.75%
Platinum MasterCard 9.45%
Miscellaneous
Titled, Up to 60 Months 7.50%
Untitled, Up to 60 Months 8.90%

Rates quoted are the lowest available, based on individual credit score.