|
 |
Loans | Savings | Certificates
RATES SUBJECT TO CHANGE BASED ON CREDIT HISTORY
|
| Loans |
Rate |
APR* |
Term |
|
| New Auto - 36 months |
4.75 |
4.75 |
36 |
Calculator |
| New Auto - 48 months |
5.00 |
5.00 |
48 |
Calculator |
| New Auto - 60 months |
5.25 |
5.25 |
60 |
Calculator |
| New Auto - 72 months 20,000 & up |
5.75 |
6.75 |
72 |
Calculator |
| Used Auto up to 60 months |
5.25 |
5.25 |
60 |
Calculator |
| Used Auto 72 months $20,000 & up |
5.75 |
5.75 |
60 |
Calculator |
| Signature |
9.75 |
9.75 |
72 |
Calculator |
| MasterCard |
9.75 |
9.75 |
n/a |
Calculator |
| New Boat - 48 mo |
5.50 |
5.50 |
48 |
Calculator |
| New Boats up to 60 months |
5.75 |
5.75 |
60 |
Calculator |
| New Boats - 72 months 15,000 & up |
6.25 |
6.25 |
72 |
Calculator |
| New Boat - 120 mos (over $25,000) |
6.75 |
6.75 |
120 |
Calculator |
| Used Boats up to 48 months |
5.50 |
5.50 |
48 |
Calculator |
| Used Boat - up to 60 mos - over $15,000 |
5.75 |
5.75 |
60 |
Calculator |
| New Motorcycle - up to 48 mos |
5.95 |
5.95 |
48 |
Calculator |
| New Motorcycles up to 60 months |
6.50 |
6.50 |
60 |
Calculator |
| Used Motorcycles - 48 months |
6.25 |
6.25 |
48 |
Calculator |
| Used Motorcycles - 60 months - over $15,000 |
7.00 |
7.00 |
60 |
Calculator |
| New MotorHomes/RV's 84 mo up to $20,000 |
6.50 |
6.50 |
84 |
Calculator |
| New MotorHomes/RV's 120 mo up to $29,999 |
7.50 |
7.50 |
120 |
Calculator |
| New MotorHomes/RV's 144 mo over $30,000 |
8.50 |
8.50 |
144 |
Calculator |
| Used MotorHomes/RV's 72 mo up to
$20,000 |
7.50 |
7.50 |
72 |
Calculator |
| Used MotorHomes/RV 120 mo up to
$29,999 |
9.00 |
9.00 |
120 |
Calculator |
| Used MotorHomes/RV 144 mo over
$30,000 |
10.00 |
10.00 |
144 |
Calculator |
| Motorized
Farm Equipment - 48 months |
7.00 |
7.00 |
48 |
Calculator |
| Motorized
Farm Equipment - 60 months (over $15,000) |
7.00 |
7.00 |
60 |
Calculator |
|
Miscellaneous Titled |
8.50 |
8.50 |
36 |
Calculator |
| Miscellaneous Untitled |
9.90 |
9.90 |
36 |
Calculator |
| Savings |
Dividend Rate |
APY* |
Term |
| Master Savings |
1.00 |
1.00 |
n/a |
| Special Savings |
1.00 |
1.00 |
n/a |
| Christmas Club Savings |
1.00 |
1.00 |
n/a |
| Share Draft (Checking) |
0.50 |
0.50 |
n/a |
| Traditional IRA |
2.00 |
2.02 |
n/a |
| Roth IRA |
2.00 |
2.02 |
n/a |
| Certificates |
Dividend Rate |
APY* |
Term |
| IRA & Share Certificate - 6 months under 50,000 |
2.85 |
2.89 |
6 |
| IRA & Share Certificate - 6 months over 50,000 |
2.95 |
2.99 |
6 |
| IRA & Share Certificate - 12 months under 50,000 |
3.00 |
3.04 |
12 |
| IRA & Share Certificate - 12 months over 50,000 |
3.10 |
3.14 |
12 |
| IRA & Share Certificate - 18 months under $50,000 |
3.00 |
3.04 |
18 |
| IRA & Share Certificate
- 18 months over $50,000 |
3.10 |
3.14 |
18 |
| IRA & Share Certificate - 24 months under 50,000 |
3.05 |
3.09 |
24 |
| IRA & Share Certificate - 24 months over 50,000 |
3.15 |
3.20 |
24 |
| IRA & Share Certificate - 36 months under 50,000 |
3.20 |
3.25 |
36 |
| IRA & Share Certificate - 36 months over 50,000 |
3.30 |
3.35 |
36 |
| IRA & Share Certificate - 48 months under 50,000 |
3.20 |
3.25 |
48 |
| IRA & Share Certificate - 48 months over 50,000 |
3.30 |
3.35 |
48 |
| IRA & Share Certificate - 60 months under 50,000 |
3.20 |
3.25 |
60 |
| IRA & Share Certificate - 60 months over 50,000 |
3.30 |
3.35 |
60 |
|
Back to Top
*Share/IRA Certificates: Dividends on certificates are compounded daily and paid monthly. Dividends and APY's are subject to change weekly without notice and at the discretion of the Board of Directors. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For certificates, the Dividend Rate and APY are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity.
*Share/IRA/Christmas Club/Share Draft: The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Share Savings, IRA, and Christmas Club accounts the dividend rate and APY may change quarterly as determined by the Credit Union’s Board of Directors. For Share Draft accounts, the dividend rate and APY may change monthly as determined by the Credit Union’s Board of Directors. The dividend rates and APY’s are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. | |
